Salary tax rules vary significantly between countries — what you earn and what you take home can differ by thousands depending on where you live and work. Each calculator uses the current published rates for its country, covering income tax, social contributions, and common deductions. Select your country above for an accurate breakdown.

What determines your take-home pay?

Take-home pay (also called net pay) is your gross salary after every mandatory deduction has been removed. The exact deductions depend on where you're employed, but most countries apply some combination of the following:

Income tax — usually charged in bands or brackets, so different portions of your salary are taxed at different rates.
Social security contributions — funding state pensions, healthcare, and unemployment cover. Known as National Insurance in the UK, Social Security and Medicare in the US, CPP in Canada, and superannuation in Australia.
Regional or local tax — state income tax in the US, provincial tax in Canada, and similar additions elsewhere.
Standard deductions and allowances — a portion of income that isn't taxed at all, which varies by country and sometimes by age or filing status.
Optional deductions — pension contributions, student loan repayments, and similar items that reduce take-home pay but often provide a future benefit.

Because these rules differ so much by country — and change from year to year — a generic calculator can't give an accurate answer. Each calculator below is built specifically for its country's current tax year and rules.

Salary calculators by country

🇬🇧 United Kingdom

The UK salary calculator works out your take-home pay after Income Tax, National Insurance, and any pension or student loan deductions, using current HMRC rates and thresholds.

🇺🇸 United States

The US salary calculator covers federal income tax across all filing statuses, Social Security and Medicare (FICA), and an estimate of state income tax for all 50 states.

🇨🇦 Canada

The Canadian salary calculator calculates federal and provincial income tax for all 13 provinces and territories, plus CPP and Employment Insurance contributions.

🇮🇳 India

The Indian salary calculator compares the new and old tax regimes side by side for the current financial year, so you can see which one leaves you better off.

🇦🇺 Australia

The Australian salary calculator covers PAYG income tax, the Medicare levy, superannuation, and optional HECS/HELP student loan repayments, with weekly, fortnightly, monthly, and annual breakdowns.